About FirstCapUS

Our mission is to remove barriers and rid the antiquated processes to deliver the lowest rate for our client.


Our journey has been rooted in research, informed by our strategic mortgage expertise and spurred by our insights gained from our experience within the industry.  FirstCapUS channels this intelligence in a highly adaptable digital solution that simultaneously fits the needs of the client and FirstCapUS mortgage specialist.

Our process

We’re an independent mortgage company that finds the best loan rate for you. There are hundreds of lenders. In fact, we have access to a full array of lenders that may only partner with us and not deal directly with the consumer. We bid the loan out to ensure you get the best deal.

Intuitive & dynamic 

Through our intuitive, quick application process, we’ve cut out the excessive questions that are traditionally asked. We do this by dynamically serving up questions based upon your personal financial situation.

Personal touch

We focus on simple digital experiences but are always one phone call away.

Leadership Team

  • Cory Freilich

    President & CEO

    I was driven to start FirstCapUS because I saw so many antiquated processes over 20 years in the mortgage industry. In my time, I learned that the client could get a superior experience by working with an independent mortgage company that has an array of lenders to choose from. Also, a better digital and streamlined process could reduce a lot of the wasted back and forth – and extra questions in forms.

    With me, you’ll find someone motivated to create time & monetary efficiencies through technology and a 24/7 personal-touch approach to answering questions.

    Refinancing or buying a home shouldn’t be a stressful process.  That’s why I’m determined to surround myself with people who have that same focus on working tirelessly to make it happen the right way for the client.

  • Mary Pisciotta

    EVP/General Counsel

    I am FirstCapUS’s General Counsel.  I keep the company in compliance with federal and state regulations.  I have seen the ins and outs of the mortgage business and am aware of the challenges facing consumers today in light of all the options.   I have firsthand knowledge of FirstCapUS’s commitment to servicing its customers and ensuring that they fully understand the process and are getting the absolutely best rate possible.  It is a privilege and honor to be part of the FirstCap team.

    As brief background, I grew up in Upper Arlington and attended Watterson High School.  I obtained my undergraduate degree from Denison University and my J.D., magna cum laude, from Capital Law.  My background is in litigation and I have worked for several law firms and insurance companies.  I currently live in Merion Village with my husband and two dogs, Mitzy and Cece.


  • Chuck Pisciotta

    Chief Financial Officer

    I serve as FirstCapUS’s Chief Financial Officer.  I was a partner with Accenture, formerly Anderson Consulting, for over thirty years.  Aside from partnering with FirstCapUS, I also run a private equity firm.  I live in Upper Arlington with my wife and have three grown daughters and three grandchildren with whom I spend a lot of time babysitting.